src="//"> How to cash in your home's equity and live your retirement dreams |
May 082017

(NC) There are many appealing reasons that draw Canadians to downsize their home. Lower monthly expenses and fewer maintenance responsibilities attract people to a smaller, more affordable space. If you’re thinking of selling in the current hot housing market to unlock the value of your home, there are many reasons to consider a land lease.

Land leasing means that instead of having to finance a large mortgage for the home and the land it sits on, you only finance the home. After you’ve paid off the mortgage, you will only have to pay for the land lease, which is much more affordable than a high mortgage you would be paying with conventional financing. Purchasing a home in a leased land community enables you to own a home that you otherwise may not be able to afford.

This setup is ideal if you’re a budding retiree, as a land lease community can help you live an exciting and active life well into your golden years. With services like grass cutting, snow shoveling and other maintenance tasks, you’ll be free to stop doing the things you don’t want to be doing and start focusing on what matters most to you. Resort-like amenities such as indoor and outdoor pools, fitness centres, organized fitness classes, golf courses, and walking and biking paths mean you’ll have plenty of activities to keep you busy.

The lifestyle is perfect if you want to join the snowbirds, as you can enjoy the warm Canadian summers but then easily close the doors to your home when the cooler temperatures arrive. Property management services like home watch security and mail collection offer safety and peace of mind while you’re away.

Homeowner protections exist to make sure your retirement is smooth and secure. For example, Parkbridge Lifestyle Communities remains a partner in the ongoing interest of the community and the protection of the homeowner’s investment. Other benefits like professional management, amenities enhancement and specialized real estate services help foster a true sense of community.

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